About Us

The Michigan Community Foreclosure Response Toolkit is a partnership between the Michigan Foreclosure Task Force (MFTF) and the Community Economic Development Association of Michigan (CEDAM). It has been made possible through a grant from Charter One Bank.


The Michigan Foreclosure Task Force (MFTF) was launched in 2007 by the Community Economic Development Association of Michigan (CEDAM) and stakeholders in banking, real estate, government, housing counseling, legal services and statewide advocacy groups. MFTF serves as a clearing house for foreclosure-related information and provides a unified voice to respond to Michigan’s foreclosure crisis.


The MFTF is focused on reducing the number of foreclosures, keeping families, including homeowners and renters, in their homes and softening the impact of foreclosures on families, neighborhoods and communities.   The MFTF does this by:

  1. Serving as an information hub for housing counselors, consumer advocates, legislators, homeowners, and renters for timely, reliable foreclosure-related information;
  2. Advocating for policy changes for stronger consumer protection and foreclosure mitigation laws; and
  3. Helping nonprofit counseling agencies build capacity to better serve clients and meet the needs of the communities in which they serve.

Since its inception, the MFTF has grown to a broad-based coalition of more than 475 individuals representing 180 organizations across the state. Members include certified, nonprofit housing counseling agencies, legal service providers, community development organizations, state and local government agencies and officials, lenders, private sector partners, and individuals who are committed to protecting consumers and helping distressed communities.


By creating and leveraging resources and advocating for proactive policies and programs, the MFTF seeks to reduce the number of foreclosures and revitalize communities. During the past four years, the MFTF has served as the catalyst for the development of a network that ties together statewide, regional and local information, resources, best practices and partnerships that have enabled Michigan residents, neighborhoods and communities to more effectively respond to the foreclosure crisis in our own backyard.



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